Germany:

• The #1 economy in Europe
• The third strongest and most stable economy in the world
• The only country in the world exporting more to China more than it imports
• 80 million people of which 40 million rent simply because of their culture and mentality

The key dates in the story:

From 1998-2008 the world real estate market soared with peaks of 150%-200% while Germany remained at its low point not rising at all.

Q: How is it that such a strong economy remained low in its real estate values while the world market rose?

A: Germany in essence is a renters market starting in:

1945 with the unconditional surrender, 20% of the housing in the country was destroyed by allied bombing. The currency was worthless and there was huge unemployment.

1949 the first housing laws were passed, bringing a surge in construction with great benefits for all sectors both private and public. Since the mortgage market was weak and large down payments were requested by the banks while cash was scarce by default Germany became a renters market and remained as such till today.

1989-1990 the Berlin Wall fell, 2-3 million of 20 million people immigrated from East to West, while receiving a huge Russian immigration as well. This brought opportunity for investors as they wanted to buy cheap property in the East. All of these circumstances caused prices to soar. Finally Germany was united.

1996-1997 Interest rates soared and the bubble in Germany burst, real estate dropped and remained low till 2008.

1998-2008 the world market soared with peaks of 150-200%. This included countries such as Ireland, Britain, Spain, Turkey and Dubai. The USA, Canada, and Israel rose substantially as did other countries around the world including Russia and China.

PERFECT TIMING

2008 the world market crashed causing financial chaos. People were scared, not knowing what could they do or where they could place their money to keep at least their principal safe? This world crisis was the catalyst for German real estate prices to rise. People ran to find a safe haven for their money, causing gold to double and golden bricks - real estate in Germany to rise. Alternative investments were not available; interest rates dropped pushing investors to invest in German real estate even more. These were amazing golden bricks that produced a cash flow.

Germany is the strongest economy in Europe, the safe haven for the world at a time of crisis with the lowest real estate available in a first world country, and only because of the inbred culture.

Since 2008, prices in the metropolitan cities have risen and have started to overflow into the satellite cities – a phenomenon that occurs in the real estate market in every country around the world. This is the perfect time to invest. We also know that 2/3 of the German populace in the peripheral areas want to move to the satellite cities due to the main cities becoming too expensive for them. This switch provides an affordable location which is only 15-20 minutes away by public transportation to the main cities, thus causing demand to be very high.

With the influx of investors both private and institutional pouring in to Germany since 2008,  the German population started for the first time in decades to change their mentality slowly but surely from renter to buyer. Since 2008 10% of the renters market changed to homeownership. This trend has only just begun. Prices in real estate have risen only 30% on average. Our entry point to the real estate market as investors is very low while enjoying the progressive climb whilst understanding that we have a long way to go before reaching the world average of 140% (just up to 2008) in real estate prices.

PRIME LOCATION

NORDREIN WESTEFALEN: CAPITAL – DUSSELDORF

• Dusseldorf is one of the richest and most successful cities in Europe
• 2 hours from the centers of Amsterdam and Antwerp
• The region is close to the Belgium and Holland border
• The most populated region in Germany
• The highest provider to the German GDP every year for the last 10 years
• 13 universities including 5 of 10 of the largest universities
• 21 of Germany’s 50 largest cities
• Prices have risen in the metropolatin cities and have started to overflow to the satelite cities
• A continuous urban area of 7 million people within the richest region, which has persuaded large international companies to open their main offices and operations, and allowing for a high rate of employment.

PROVEN STABILITY

The average German earns a high income in comparison to the OECD while his expenses are very low. Child benefits are very high at 185-215 Euros per child. Education is free while the student receives financial support from the Government. Unemployment benefits allow every person to have a home with the resources to afford it as any resident over the age 25 who is unemployed for any reason at all receives rent and utilities and family expenses This is a form of triple A security as in the event a renter cannot pay you can receive his rent directly from the Government. Thus we have a strong and stable market, excellent social benefits, high incomes and low expenses all of which allow the average person to pay his rent quite easily as only 12% of his income covers his full rent.

HISTORICAL OPPORTUNITY

• World's safe haven in time of crisis
• For the first time in decades homeownership has started to grow
• For the first time in decades real estate prices have started to rise
• Middle and high class buildings and neighborhoods
• Less than 50% of the income covers 100% of the mortgage
• Prime location with steady cash flow
• High income, minimal expenses with great social benefits allowing payment of rent to be easy
• In the past German property prices have soared, the country has shown its investment potential and even after its crash and later the 2008 world crises again property prices are climbing
• Real estate prices in the metropolitan cities have already risen and are overflowing to the satellite cities which have only just begun their climb

PERFECT TIMING, PROVEN STABILITY, PRIME LOCATION, WITH A DECADE OF MARKET RESEARCH, INVESTMENTS AND EXPERIENCE FROM EAST TO WEST WITH  A TOP TEAM OF PROFFESIONALS IN REAL ESTATE, FINANCE, BANKING, AND MANAGEMENT.

COME JOIN THE GOLDENB FAMILY IN THIS HISTORICAL OPPORTUNITY AND START TO BUILD A STABLE FINANCIAL FUTURE FOR YOUR FAMILY 

 
"The only source of knowledge is experience" (Albert Einstein)